Digital financial services are transforming how Ethiopians move money — through mobile banking, mobile money, and other innovations. But how affordable are these digital channels compared to semi-digital and traditional in-person banking services, such as ATM withdrawals and branch services?

Our latest visual under AKOFADA (Advancing Knowledge on Financial Accessibility and DFS Adoption) breaks down 𝗛𝗼𝘄 𝗠𝘂𝗰𝗵 𝗜𝘁 𝗖𝗼𝘀𝘁𝘀 𝘁𝗼 𝗦𝗲𝗻𝗱 𝗠𝗼𝗻𝗲𝘆 𝗮𝗻𝗱 𝗪𝗶𝘁𝗵𝗱𝗿𝗮𝘄 𝗖𝗮𝘀𝗵 𝗶𝗻 𝗘𝘁𝗵𝗶𝗼𝗽𝗶𝗮 — helping stakeholders and policymakers understand the true cost users pay when adopting digital services. Lower fees can unlock greater access, especially for underserved communities.

Visit DFS Hub Ethiopia to download the high-resolution visual: https://digitalfinance.shega.co/insights/infographics

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